Buildings and Contents Insurance
Home & Contents Insurance
From bungalows to high-rise apartments, barn conversions to thatched cottages, period properties to new builds, detached, semi-detached or terraced houses we love the fact that everyone’s home is unique to them. Because we understand exactly what your property and its contents mean to you, we give you the peace of mind that your buildings, contents and personal possessions are properly protected through insurance, should the unexpected happen.
Whether you rent or own your home, you love it, it’s your pride and joy and you need to keep it safe, therefore, insuring it makes sense.
Every home has different requirements, whether it is your main residence, a second home or holiday property, standard or non standard. Whatever the type of property you live in we can find the cover you need. We can also help you get the right cover for all your home contents.
Although there are certain things we don’t like to think about, unfortunately, accidents, fire, burglary and other mishaps are not uncommon. So, whilst it’s tempting to think that home insurance is one expense that can be avoided, such a decision could prove disastrous.
The good news is that we can help!
We can also provide the following insurances through our business relationship with providers and carefully selected business partners.
Airbnb Insurance
Renting your home out when you are not there or a room out even when you are there can seem like a great way to generate additional income, yet it can also generate risks that some typical home insurance policies might not necessarily cover.
Holiday Home Insurance
Whether you have a cottage in the countryside, a townhouse, a barn conversion or city centre flat, no two holiday or second homes are exactly the same. That’s why we can tailor an insurance policy to your exact requirements.
Flood Risk Insurance
According to the Environment Agency, many homes in the UK are now at risk from flooding – from rivers, surface water or the sea. And with our climate becoming apparent so are the risks.
Marine Insurance
From barges to river cruisers, yacht to speed boat, we know that no two boats – or where you travel to in them are ever the same.
Flood Risk Insurance
According to the Environment Agency, many homes in the UK are now at risk from flooding – from rivers, surface water or the sea. And with our climate becoming apparent so are the risks.
Marine Insurance
From barges to river cruisers, yacht to speed boat, we know that no two boats – or where you travel to in them are ever the same.
Commercial Insurance
We believe insurance should be personal, even when it comes to your business. Regardless of your company’s size or sector you have worked hard to get where you are and your business is valuable to you. We acknowledge this and find a plan for you using only 5* rated insurers.
Shop and Office Insurance
In our experience, no two shops or offices are ever identical. Whether you’re the owner of a small independent shop, the manager of a chain of stores or the landlord of commercial offices, we can provide the “unique to you” insurance service you need.
Construction
We build cover around you. There are thousands of construction firms in the UK. In our experience, no two are the same. That’s why we never try to sell you a one-size-for-all solution, instead we provide cover that’s tailored to your individual needs.
Cyber
Cyber threats come in all shapes and sizes and are evolving all the time. We offer a personal, bespoke service focused on protecting your business against a wide range of threats to and we can advise you on the best security cover to suit your needs.
Construction
We build cover around you. There are thousands of construction firms in the UK. In our experience, no two are the same. That’s why we never try to sell you a one-size-for-all solution, instead we provide cover that’s tailored to your individual needs.
Cyber
Cyber threats come in all shapes and sizes and are evolving all the time. We offer a personal, bespoke service focused on protecting your business against a wide range of threats to and we can advise you on the best security cover to suit your needs.
Farmers
Because we know your farm is your livelihood. We know that no two farms are the same. So, whether you’re a tenant or owner, arable farmer or a dairy farmer, or you simply want to ensure your machinery and buildings are properly insured, we can match cover to match your exact requirements.
Risk Management
We can offer a bespoke risk management service solution to all of our commercial clients. As UK business owners you know the amount of time you spend on administration processes ensuring everything is within UK regulations/law. Our risk management service provides you with the means to manage all aspects of staff employment and workplace safety.
Professional Indemnity Insurance
If your business offers direct services or gives advice, you can face a wide range of risks. We provide cover that’s as individual as your business.
Commercial Fleet Insurance
In our experience, no two commercial fleets have the same risks. We can provide bespoke cover for a wide range of vehicles including cars, vans, trucks and plant haulage as well as other commercial vehicles.
Professional Indemnity Insurance
If your business offers direct services or gives advice, you can face a wide range of risks. We provide cover that’s as individual as your business.
Commercial Fleet Insurance
In our experience, no two commercial fleets have the same risks. We can provide bespoke cover for a wide range of vehicles including cars, vans, trucks and plant haulage as well as other commercial vehicles.
Commercial Property Insurance
Whether you own your premises, manage an office or are the landlord of a portfolio of commercial properties, we can provide you with the “tailored-to-suit-you” buildings and contents protection you need.
Directors & Officers Insurance
In the UK millions of directors, partners and officers are taking on the further responsibilities that come with running a business. It can be very rewarding, but it also makes you personally answerable to any claims made against you by your employees, shareholders or regulatory bodies. If things go wrong, your personal assets could be vulnerable. We can help.
Food & Drink Insurance
The UK food and drinks industry is very diverse. With businesses ranging from cottage industries to multi-national producers, established manufacturers to new start-ups. That’s why we provide cover that’s as individual as the food and drink you sell.
Motor Trade Insurance
Thousands of garages in the UK, none are the same, all are individual businesses. Whether you’re a small “hands-on” garage or have a showroom full of cars we can help.
Food & Drink Insurance
The UK food and drinks industry is very diverse. With businesses ranging from cottage industries to multi-national producers, established manufacturers to new start-ups. That’s why we provide cover that’s as individual as the food and drink you sell.
Motor Trade Insurance
Thousands of garages in the UK, none are the same, all are individual businesses. Whether you’re a small “hands-on” garage or have a showroom full of cars we can help.
Small Enterprise Insurance
Almost all of the UK’s businesses are classed as small but we feel every one of them are classed as unique. Our dedicated Business Enterprise team provides a bespoke service to protect everything you have worked so hard for.
If you are a small enterprise feel free to get in touch to discuss options.
Tradesperson Insurance
All trades are different. We provide bespoke cover for tradesmen in a wide range of industries including builders, carpenters, contractors, cottage industries, plumbers, painters, electricians, roofers, scaffolders and engineers.
Corporate
No matter how careful you are there is always a risk that you or a member of your management could make a mistake. Sometimes these mistakes can lead to a very expensive and stressful legal battle. We can offer insurance protection covering any monies needed for legal costs.
Mortgage Payment Protection
Mortgage Payment Protection Insurance (MPPI) is an insurance policy that covers your mortgage repayments should you become unemployed or suffer from an accident or sickness. Mortgage Payment Protection Insurance (MPPI) is an insurance policy that covers your mortgage repayments should you become unemployed or suffer from an accident or sickness.
Corporate
No matter how careful you are there is always a risk that you or a member of your management could make a mistake. Sometimes these mistakes can lead to a very expensive and stressful legal battle. We can offer insurance protection covering any monies needed for legal costs.
Mortgage Payment Protection
Mortgage Payment Protection Insurance (MPPI) is an insurance policy that covers your mortgage repayments should you become unemployed or suffer from an accident or sickness. Mortgage Payment Protection Insurance (MPPI) is an insurance policy that covers your mortgage repayments should you become unemployed or suffer from an accident or sickness.
Accident & Sickness Insurance
This would cover your monthly mortgage repayments should you be unable to work due to illness or injury.
Unemployment Insurance
This cover makes sure you can meet your monthly mortgage repayments should you be made redundant through no fault of your own.
