01745 850653
paul@commodorefinance.co.uk
Mortgage Rates
Cheapest Mortgage Deals On The Market
01244 267682
First Time Buyer Mortgages
95% Mortgage
First Time Buyers
Choosing the right mortgage can feel difficult and depends on a number of thing. Everyone here at Commodore Finance makes the process simple from start to finish.
| Fixed 5 Years |
Initial Rate 5.19% |
Monthly Repayment £744.64 |
Product Fees £0 |
Annual Cost £8,436 |
| Fees and Charges | Features | Early Repayment Charge | ||
|
Booking Fee Arrangement Fee Valuation Fee Other Fees Exit Fee |
£0 £0 £0 £0 £0 |
Overpayments Free Valuation Free Legal Service Cash Back |
10% p/a Yes No £1500 |
6% in Year 1 6%% in Year 2 5% in Year 3 % in Year 4 2% in Year 5 |
| Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 5.19% and then on a variable rate of 7.74% for the remaining 20 years would require 60 payments of £744.64 and 240 payments of £911.05. The overall cost for comparison is 6.8% APRC representative. |
Cheapest |
01745 850653 |
First Time Buyers
Choosing the right mortgage can feel difficult and depends on a number of thing. Everyone here at Commodore Finance makes the process simple from start to finish.
Fees and Charges
Booking Fee – £0
Arrangement Fee – £0
Valuation Fee – £0
Other Fees – £0
Exit Fee – £0
Features
Overpayments – 10% p/a
Cash Back £1500
Free Valuation – Yes
Free Legal Service – No
Early Repayment Charge
6% in Year 1
6% in Year 2
5% in Year 3
4% in Year 4
2% in Year 5
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 519% and then on a variable rate of 7.74% for the remaining 20 years would require 60 payments of £744.64 and 240 payments of £911.05. The overall cost for comparison is 6.8% APRC representative.
Cheapest
01745 850653
|
Fixed to 29/02/2028 |
Initial Rate 5.73% |
Monthly Repayment £784.87 |
Product Fees £0 |
Annual Cost £8,426 |
| 2nd | 01745 850653 |
|
Fixed To 29/02/2028 |
|
Initial Rate 5.73% |
|
Monthly Repayment £784.87 |
|
Product Fees £0 |
|
Annual Cost £8,426 |
2nd
01745 850653
|
Fixed 2 Years |
Initial Rate 5.85% |
Monthly Repayment £793.95 |
Product Fees £0 |
Annual Cost £8,535 |
| 3rd | 01745 850653 |
|
Fixed 2 Years |
|
Initial Rate 5.85% |
|
Monthly Repayment £793.95 |
|
Product Fees £0 |
|
Annual Cost £8,535 |
3rd
01745 850653
Remortgages
| Fixed To 28/02/29 |
Initial Rate 4.14% |
Monthly Repayment £669 | Product Fees £0 |
Annual Cost £7,974 |
| Fees and Charges | Features | Early Repayment Charge | ||
| Booking Fee
Arrangement Fee Valuation Fee Other Fees Cashback Exit Fee |
£0
£0 £0 £0 £0 £0 |
Overpayments
Free Valuation Free Legal Service |
10% p/a
Yes No |
5% in Year 1
4.5% in Year 2 4% in Year 3 3% in Year 4 1.5% in Year 5 |
| Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.14% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £669 and 240 payments of £845. The overall cost for comparison is 5.9% APRC representative. |
01745 850653 |
Cheapest |
Remortgage
Whether your just looking to review your existing mortgage, get a better rate or raise some money we’re happy to help.
Remortgage
Whether your just looking to review your existing mortgage, get a better rate or raise some money we’re happy to help.
|
Fixed To 28/02/29 |
|
Initial Rate 4.14% |
|
Monthly Repayment £669 |
|
Product Fees £0 |
|
Annual Cost £7,974 |
Fees and Charges
Booking Fee – £0
Arrangement Fee – £0
Valuation Fee – £0
Other Fees – £0
Cashback – £0
Exit Fee – £0
Features
Overpayments – 10% p/a
Free Valuation – Yes
Free Legal Service – No
Early Repayment Charge
5% in Year 1
4.5% in Year 2
4% in Year 3
3% in Year 4
1.5% in Year 5
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.14% and then on a variable rate of 6.99% for the remaining 20 years would require 60 payments of £669 and 240 payments of £845. The overall cost for comparison is 5.9% APRC representative.
Cheapest
01745 850653
| Fixed To 28/02/29 |
Initial Rate 3.94% |
Monthly Repayment £655 |
Product Fees £999 |
Annual Cost £8,007 |
| 01745 850653 | 2nd |
|
Fixed To 28/02/29 |
|
Initial Rate 3.94% |
|
Monthly Repayment £655 |
|
Product Fees £999 |
|
Annual Cost £8,007 |
2nd
01745 850653
| Fixed To 28/02/28 |
Initial Rate 4.14% |
Monthly Repayment £669 |
Product Fees £0 |
Annual Cost £8,034 |
| 01745 850653 | 3rd |
|
Fixed To 28/02/28 |
|
Initial Rate 4.14% |
|
Monthly Repayment £668 |
|
Product Fees £0 |
|
Annual Cost £8,034 |
3rd
01745 850653
Buy To Let Mortgages
Buy To Let
If you’re about to take your first step into property investment or you’re an experienced landlord looking to expand your portfolio we’re on hand to make sure you’re heading in the right direction.
| Fixed To 31/10/2030 |
Initial Rate 4.65% |
Monthly Repayment £705.48 | Product Fees £125 |
Annual Cost £8,477 |
| Fees and Charges | Features | Early Repayment Charge | ||
|
Booking Fee Arrangement Fee Valuation Fee Other Fees Cashback Exit Fee |
£0 £0 £0 £0 £0 £125 |
Overpayments Free Valuation Free Legal Service |
10% p/a Yes No |
5% in Year 1 5% in Year 2 5% in Year 3 4% in Year 4 2% in Year 5 |
| Representative example An interest only mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.65% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £705.48 and 240 payments of £883.68. The overall cost for comparison is 6.4% APRC representative. |
Cheapest |
01745 850653 |
Buy To Let
If you’re about to take your first step into property investment or you’re an experienced landlord looking to expand your portfolio we’re on hand to make sure you’re heading in the right direction.
|
Fixed To 31/10/2030 |
|
Initial Rate 4.65% |
|
Monthly Repayment £705.48 |
|
Product Fees £125 |
|
Annual Cost £8,474 |
Fees and Charges
Booking Fee – £0
Arrangement Fee – £0
Valuation Fee – £0
Other Fees – £0
Cashback – £0
Exit Fee – £125
Features
Overpayments – 10% p/a
Free Valuation – Yes
Free Legal Service – No
Early Repayment Charge
5% in Year 1
5% in Year 2
5% in Year 3
4% in Year 4
12% in Year 5
Representative example An interest only mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.65% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £705.48 and 240 payments of £883.68. The overall cost for comparison is 6.4% APRC representative.
Cheapest
01745 850653
| Fixed To 31/10/2026 |
Initial Rate 4.79% |
Monthly Repayment £715.53 |
Product Fees £1040 |
Annual Cost £9366 |
| 2nd | 01745 850653 |
|
Fixed To 31/10/2026 |
|
Initial Rate 4.79% |
|
Monthly Repayment £715.53 |
|
Product Fees £1,040 |
|
Annual Cost £9,366 |
2nd
01745 850653
| Fixed To 30/09/2026 |
Initial Rate 4.99% |
Monthly Repayment £730.01 |
Product Fees £340 |
Annual Cost £9,120 |
| 3rd | 01745 850653 |
|
Fixed To 30/09/2026 |
|
Initial Rate 4.99% |
|
Monthly Repayment £730.01 |
|
Product Fees £340 |
|
Annual Cost £9,120 |
3rd
01745 850653
Home Mover Mortgages
| Fixed To 28/02/29 |
Initial Rate 4.37% |
Monthly Repayment £685 | Product Fees £0 |
Annual Cost £8,227 |
| Fees and Charges | Features | Early Repayment Charge | ||
|
Booking Fee Arrangement Fee Valuation Fee Other Fees Cashback Exit Fee |
£0 £0 £0 £0 £0 £0 |
Overpayments Free Valuation Free Legal Service |
10% p/a Yes No |
5% in Year 1 4.5% in Year 2 4% in Year 3 3% in Year 4 1.5% in Year 5 |
| Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.37% and then on a variable rate of 8.25% for the remaining 20 years would require 60 payments of £685 and 240 payments of £933. The overall cost for comparison is 6.8% APRC representative. |
01745 850653 |
Cheapest |
Moving Home
Thinking about a move? Then look no further than the team at Commodore Finance for guidance on the compare typical rates on the market.
Moving Home
Thinking about a move? Then look no further than the team at Commodore Finance for guidance on the compare typical rates on the market.
|
Fixed To 28/02/29 |
|
Initial Rate 4.37% |
|
Monthly Repayment £685 |
|
Product Fees £0 |
|
Annual Cost £8,227 |
Fees and Charges
Booking Fee – £0
Arrangement Fee – £0
Valuation Fee – £0
Other Fees – £0
Cashback – £0
Exit Fee – £0
Features
Overpayments – 10% p/a
Free Valuation – Yes
Free Legal Service – No
Early Repayment Charge
5% in Year 1
4.5% in Year 2
4% in Year 3
3% in Year 4
1.5% in Year 5
Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.37% and then on a variable rate of 8.25% for the remaining 20 years would require 60 payments of £685 and 240 payments of £933. The overall cost for comparison is 6.8% APRC representative.
Cheapest
01745 850653
| Fixed To 30/04/29 |
Initial Rate 4.37% |
Monthly Repayment £685 |
Product Fees £0 |
Annual Cost £8,233 |
| 01745 850653 | 2nd |
|
Fixed To 30/04/29 |
|
Initial Rate 4,37% |
|
Monthly Repayment £685 |
|
Product Fees £0 |
|
Annual Cost £8,233 |
2nd
01745 850653
| Fixed To 31/03/29 |
Initial Rate 4.39% |
Monthly Repayment £687 |
Product Fees £100 |
Annual Cost £8,264 |
| 01745 850653 | 3rd |
|
Fixed To 31/03/28 |
|
Initial Rate 4.39% |
|
Monthly Repayment £687 |
|
Product Fees £100 |
|
Annual Cost £8,264 |
3rd
01745 850653
Rates obtained from Xplan Mortgages and are updated each Monday morning.
Paul Williams trading as Commodore Finance (FCA No.153566) is an Appointed Representation of Julian Harris Mortgages Ltd (FCA No.304155) which is authorised and regulated by the Financial Conduct Authority No. 304155