WILLS & POWER OF ATTORNEY – What are they?

WILLS & POWER OF ATTORNEY – What are they?

Why should you make a Will?  Why wouldn’t you? If you are one of the 56% of people that have not got a Will in place – why should you? The National Wills Report for 2023 has produced some interesting statistics.  Most of Wills in the UK have been written by over 55...
Is A Second Charge Loan Better Than a Personal Loan

Is A Second Charge Loan Better Than a Personal Loan

This article is designed to provide you with some information about a financial product known as a “Second charge loan”. This type of loan can be a valuable tool for homeowners seeking additional financing options while still maintaining the existing mortgage and...
New Year’s resolution? Get to know your pension age(s)

New Year’s resolution? Get to know your pension age(s)

Did you know that the phased increases to State Pension age (SPA) reached 66 for both men and women in October 2020 and it’s set to rise further? The minimum age for taking funds from a personal pension is also set to rise in 2028. Getting to know your pension ages,...
Glimmers of hope for the New Year

Glimmers of hope for the New Year

Over the past year, our vulnerabilities have been starkly exposed by coronavirus, and the pandemic continues to present an array of challenges on many different levels. Economic frailties have also been laid bare but, as we enter a new year, there are hopes of...