Is A Second Charge Loan Better Than a Personal Loan

Is A Second Charge Loan Better Than a Personal Loan

This article is designed to provide you with some information about a financial product known as a “Second charge loan”. This type of loan can be a valuable tool for homeowners seeking additional financing options while still maintaining the existing mortgage and...
Glimmers of hope for the New Year

Glimmers of hope for the New Year

Over the past year, our vulnerabilities have been starkly exposed by coronavirus, and the pandemic continues to present an array of challenges on many different levels. Economic frailties have also been laid bare but, as we enter a new year, there are hopes of...
New Year’s resolution? Get to know your pension age(s)

New Year’s resolution? Get to know your pension age(s)

Did you know that the phased increases to State Pension age (SPA) reached 66 for both men and women in October 2020 and it’s set to rise further? The minimum age for taking funds from a personal pension is also set to rise in 2028. Getting to know your pension ages,...
Everybody needs good neighbours

Everybody needs good neighbours

Most people (98%)1 appreciate the impact their home has on their sense of wellbeing, which can be thrown into turmoil if problems with neighbours present. Nearly two thirds of Britons (64%) have had a dispute with a neighbour2, with Welsh residents having the most...
Brits spend £40.6bn on lockdown entertainment

Brits spend £40.6bn on lockdown entertainment

According to Barclaycard Payments1, the UK population spent £40.6bn, or a staggering £771.34 each, on dispensable items to alleviate lockdown boredom with lockdown entertainment. The ordinary… Popular purchases included takeaways (24%), summer clothes (19%) and garden...
“It won’t happen to me” – stay vigilant

“It won’t happen to me” – stay vigilant

Despite scam awareness campaigns and frequent consumer shows interviewing devastated people about their financial losses as victims of fraud, scams are still happening to many people. It may be tempting to think: “it won’t happen to me” but think again and stay...